Cookie Policy | Emprunte Credit

Cookie Policy

This cookie policy (hereinafter the "Policy") aims to inform you about the use of cookies and similar technologies on the www.empruntecredit.com website (hereinafter the "Site").

1. What is a Cookie?

A cookie is a small text file placed on your device (computer, tablet, smartphone) when you visit our Site. It allows storing information about your navigation and recognizing you during subsequent visits.

Cookies are used for various purposes: ensuring the proper functioning of the Site, remembering your preferences, measuring audience, personalizing your experience, offering targeted advertisements, etc.

2. Types of Cookies We Use

We use different types of cookies on our Site:

2.1 Strictly Necessary Cookies

These cookies are essential for the Site's operation and allow you to use its basic features. They cannot be disabled in our systems. You can configure your browser to block these cookies, but some parts of the Site will no longer work.

Examples: session cookies, authentication cookies, security cookies.

2.2 Performance and Analytics Cookies

These cookies allow us to collect information about how visitors use our Site (pages visited, time spent on the Site, problems encountered, etc.). They help us improve the Site's operation and better understand our users' interests.

Examples: Google Analytics, Hotjar.

2.3 Functionality Cookies

These cookies enable improved functionality and personalization of your experience on our Site. They may be set by us or by third-party providers whose services we have added to our pages.

Examples: preference cookies, language cookies.

2.4 Targeting and Advertising Cookies

These cookies are used to present you with advertisements more relevant to you and your interests. They are also used to limit the number of times you see an advertisement and to measure the effectiveness of advertising campaigns.

Examples: Google Ads, Facebook Pixel.

2.5 Social Media Cookies

These cookies are set by social networks (Facebook, Twitter, LinkedIn, etc.) and mainly enable sharing content from the Site on these platforms.

3. Cookie Retention Period

The cookies we use have a variable lifespan:

  • Session cookies are temporary and are deleted when you close your browser
  • Persistent cookies remain on your device until their expiration or until you manually delete them

Cookie retention period does not exceed 13 months from their first placement in your device, in accordance with current regulations.

4. Cookie Management

During your first visit to our Site, an information banner informs you about the presence of cookies and invites you to indicate your choice. Cookies subject to your consent are only placed if you accept them by clicking "Accept all cookies" or by continuing your navigation on the Site.

You can change your choices at any time by clicking on the "Manage my cookies" link present at the bottom of each page of the Site.

4.1 Browser Settings

You can also configure your browser to accept or reject certain cookies. Each browser's configuration is different. It is described in your browser's help menu, which will tell you how to modify your cookie preferences.

Here are links to instructions for main browsers:

4.2 Opposition Platforms

You can also visit the following platforms to refuse certain cookies:

5. Consequences of Cookie Refusal

If you refuse cookies, some Site features may not work properly and your user experience may be degraded. For example, you might not be able to access certain parts of the Site or benefit from personalized services.

Refusing strictly necessary cookies may make it impossible to use certain essential features of the Site.

6. List of Cookies Used

Here is the list of main cookies used on our Site:

| Cookie Name | Purpose | Retention Period | Provider | |-------------|---------|------------------|----------| | PHPSESSID | Session cookie | Session | Emprunte Credit | | cookie_consent | Stores your cookie preferences | 13 months | Emprunte Credit | | _ga | Audience measurement (Google Analytics) | 13 months | Google | | _gid | Audience measurement (Google Analytics) | 24 hours | Google | | _fbp | Advertising (Facebook Pixel) | 3 months | Facebook |

This list is not exhaustive and may be updated regularly.

7. Policy Modification

We reserve the right to modify this Policy at any time. The version in force is the one published on our Site. We encourage you to regularly consult this page to stay informed of any changes.

8. Contact

For any questions regarding this Policy, you can contact us at the following details:

Emprunte Credit - DPO
Rue de la Borde 31
75008 Paris
Email: dpo@empruntecredit.com

Last updated: 01/01/2024