Find the right credit solution for your project
Compare several options and benefit from advantageous conditions on different types of financing: real estate, consumer, car, etc. We work with a vast network of partners to offer you competitive deals.
Solutions for all your needs
Whether you're looking to buy a home, a car, or a personal or business project, we can help you obtain customized financing on the right terms.
Consumer Credit
Finance your purchases with flexible consumer loans for electronics, furniture, appliances, and more.
- Amounts from €1,000 to €75,000
- Terms from 6 to 84 months
- Quick approval process
Real Estate Credit
Mortgage loans for buying, building, or renovating your home with competitive rates.
- Fixed and variable rate options
- Terms up to 30 years
- Financing up to 100% possible
Auto Loan
Finance your new or used vehicle purchase with competitive auto loan rates.
- New and used vehicles
- Terms from 12 to 84 months
- Better rates than dealerships
Personal Loan
Flexible financing for any personal need, from weddings to travel to unexpected expenses.
- No collateral required
- Fixed monthly payments
- Fast approval in 24-48 hours
Professional Credit
Business financing solutions for entrepreneurs, freelancers, and companies of all sizes.
- Equipment financing
- Commercial real estate loans
- Working capital solutions
Credit Consolidation
Combine multiple loans into one to reduce your monthly payments and simplify your finances.
- Reduce monthly payments by up to 60%
- Consolidate all types of credit
- Personalized debt management plan
Don't see what you're looking for? We offer many more specialized credit solutions.
Explore All Credit OptionsWhy trust Emprunte Credit
We help you find the financing solution that best suits your profile, with attractive terms and support throughout the process.
Advantageous terms and conditions
We work with over 100 institutions to negotiate terms and rates tailored to your situation.
Free Service
Our credit comparison and application service is completely free for all clients, with no hidden fees.
Fast Process
Our streamlined application process ensures quick approval and disbursement of funds when you need them.
Customized support every step of the way
You'll benefit from personalized support every step of the way, from the analysis of your project to the finalization of your financing solution.
Simple 4-Step Credit Process
We've streamlined the credit application process to get you from application to approval as quickly and efficiently as possible.
Apply Online
Complete our simple application form with your project details and credit needs
Study of your request
Your file is carefully analyzed to identify the most appropriate solutions for your objectives.
Bank Negotiation
We present your application to our banking partners and secure the best terms
Credit Approval
Receive your credit approval and proceed with your project or purchase
What Our Clients Say
We've helped thousands of clients secure optimal financing for their needs. Here's what some of them have to say.
"Thanks to Emprunte Credit, I was able to complete my real estate project under much more advantageous conditions than expected. Their support was invaluable."
Marie Dupont
Mortgage Loan
"When I needed financing for my new car, Emprunte Credit found me terms that were significantly better than the dealership's offer."
Thomas Lefèvre
Auto Loan
"Consolidating my credit reduced my monthly payments and simplified my management. The team was very clear and responsive."
Sofia Martinez
Credit Consolidation
Specialized solutions
In addition to standard loans, we offer specific solutions for particular projects: training, travel, weddings, etc.
Education Financing
Invest in your future with education loans for tuition, books, and living expenses during your studies.
Learn MoreTravel Financing
Make your dream vacation a reality with flexible travel loans and payment plans.
Learn MoreHome Improvement
Renovate, remodel, or repair your home with specialized home improvement financing options.
Learn MoreFrequently Asked Questions
Find answers to common questions about our credit and financing solutions.
What types of credit do you offer?
We offer different types of financing: home loans, personal loans, car loans, business loans, credit consolidation, and customized offers to suit your project.
What are your interest rates?
Rates depend on many factors: type of loan, amount, term, borrower profile. Thanks to our partners, we can guide you towards competitive offers.
How long does a credit application take?
The time varies according to the type of loan: from 2 to 7 days for a personal loan, and 2 to 4 weeks for a mortgage. An initial response can be obtained rapidly once the application has been studied.
What documents are required?
In general: identification, proof of income, bank statements, and documents relating to the project (purchase, renovation, etc.). We can help you assemble the necessary documents.
Do I need a high credit score?
In general: identification, proof of income, bank statements, and documents relating to the project (purchase, renovation, etc.). We can help you assemble the necessary documents.
Need help with your financing project?
Our team is on hand to offer you a tailor-made solution. Take the first step towards financing that meets your objectives.
Apply for Credit Now