Why Choose Us for Your Project Funding
Emprunte Credit offers a unique approach to project financing, focusing on the people behind the projects and their potential for success.
Customized support
We analyze your situation and your objectives to guide you towards financing solutions tailored to your profile.
Conditions negotiated with our partners
Thanks to our network of financial partners, we are able to find the most advantageous offers for your situation.
Support throughout the process
Our team will guide you every step of the way, from the preparation of your file to the review of your application.
Credit for all your life moments
Whether it's buying a car, renovating your home, or financing your personal projects, Emprunte Credit accompanies you with financing solutions adapted to every need.
A loan commits you and must be repaid. Check your ability to repay before committing yourself.
Auto Credit
Finance your new or used vehicle purchase with monthly payments adapted to your budget.
Personal Loan
Realize your personal projects with flexible financing and competitive rates.
Home Improvement Credit
Renovate, expand, or improve your home with tailored financing.
Revolving Credit
Have a permanent reserve of money to finance your daily needs.
Travel Credit
Finance your dream vacation and travel with peace of mind with installment payments.
Real Estate Loan
Concretize your real estate project with financing adapted to your situation.
Student Loan
Finance your studies and training with advantageous conditions and deferred repayment.
Wedding Credit
Organize your dream wedding without compromising your budget with adapted financing.
Offers subject to acceptance by our financial partners. Rates and conditions vary according to borrower profile.
Success Stories
Discover how Emprunte Credit has helped entrepreneurs turn their business dreams into thriving realities.
Marie Dupont
Eco-Friendly Bakery
"Emprunte Credit believed in my vision when traditional banks wouldn't. Today, my bakery employs 8 people and uses 100% sustainable practices."
Thomas Lefèvre
Tech Startup
"The personalized approach made all the difference. They understood my business model and provided not just funding, but valuable advice."
Sofia Martinez
Organic Farm
"From application to funding took just 3 weeks. Their efficiency and support helped me purchase my land at the perfect time."
Estimate your financing capacity
Use this tool to obtain an indicative financing estimate for your project. The results shown are non-contractual and for information purposes only. For a personalized study, please contact an advisor.
The results presented by this simulator are indicative and do not constitute a credit offer. They depend on a number of factors (personal situation, lending institution policy, changes in interest rates). Only a personalized analysis can provide an accurate assessment.
Our step-by-step support
Emprunte Credit is with you every step of the way. From analyzing your needs to putting you in touch with partners, we help you structure your project in the best possible conditions.
Study your project
We analyze your situation and objectives to better understand your financing needs.
Preparing your application
We support you in gathering the documents required to enable partner organizations to review your application.
Transmission to financial partners
Your file is forwarded to our banking partners, who assess it according to their own criteria.
Feedback from partners
We inform you of the proposals received, if available, so that you can compare the different options.
Finalization
We remain available to help you until your project is finalized, including signing at the notary's office.
Frequently Asked Questions
Here you'll find answers to the most frequently asked questions about our financing solutions. If you have any other questions, our team will be happy to answer them.
To obtain real estate financing, several criteria are taken into account: your debt capacity (generally limited to 35% of your income), your personal contribution (ideally 10% minimum of the project amount), your professional stability, and the quality of the financed property. Our advisors study your personal situation to offer you the most suitable solutions.Lending institutions take several factors into account when assessing a request, such as debt capacity, personal contribution, professional situation and the nature of the property. Each institution applies its own criteria, and our team can help you put together a solid file based on your profile.
A personal contribution of around 10% of the project amount can cover certain ancillary costs, such as notary fees. Some institutions may also appreciate a larger contribution, but this depends on the internal policies of each organization.
Our support is free of charge for borrowers. In the event of introductions leading to financing, we may receive a commission from the partner establishment, which does not impact the overall cost of the proposed credit.
The processing of a financing file depends on several factors: the completeness of the file, the nature of the project, and the internal deadlines of the financial partners. As an indication, a study can sometimes take between two and four weeks after receipt of the complete file.
Yes, some people choose to study a renegotiation of their loan based on the evolution of rates. This requires an assessment of the potential savings, taking into account the associated costs. We can guide you in this process by providing you with some food for thought.
Finance Your Life Projects
Beyond real estate, we offer tailored financing solutions for all of life's important moments and needs.
Ready to Bring Your Project to Life?
Contact us today to discuss your project and discover how Emprunte Credit can help turn your vision into reality.
Emprunte Credit is neither a bank nor a lender. We offer a support service in the search for financing solutions. All financing requests are subject to approval by a partner organization. A loan commits you and must be repaid. Check your ability to repay before committing yourself.