Why Choose Us for Your Project Funding
Emprunte Credit offers a unique approach to project financing, focusing on the people behind the projects and their potential for success.
Personalized Approach
We take the time to understand your project, your vision, and your needs to create a financing solution that's perfectly tailored to your situation.
Competitive Rates
Our partnerships with over 100 financial institutions allow us to negotiate the best possible rates and terms for your project financing.
Expert Guidance
Our team of financing specialists provides expert advice throughout the entire process, from application to approval and beyond.
Credit for all your life moments
Whether it's buying a car, renovating your home, or financing your personal projects, Emprunte Credit accompanies you with financing solutions adapted to every need.
Auto Credit
Finance your new or used vehicle purchase with monthly payments adapted to your budget.
Personal Loan
Realize your personal projects with flexible financing and competitive rates.
Home Improvement Credit
Renovate, expand, or improve your home with tailored financing.
Revolving Credit
Have a permanent reserve of money to finance your daily needs.
Travel Credit
Finance your dream vacation and travel with peace of mind with installment payments.
Real Estate Loan
Concretize your real estate project with financing adapted to your situation.
Student Loan
Finance your studies and training with advantageous conditions and deferred repayment.
Wedding Credit
Organize your dream wedding without compromising your budget with adapted financing.
Success Stories
Discover how Emprunte Credit has helped entrepreneurs turn their business dreams into thriving realities.
Marie Dupont
Eco-Friendly Bakery
"Emprunte Credit believed in my vision when traditional banks wouldn't. Today, my bakery employs 8 people and uses 100% sustainable practices."
Thomas Lefèvre
Tech Startup
"The personalized approach made all the difference. They understood my business model and provided not just funding, but valuable advice."
Sofia Martinez
Organic Farm
"From application to funding took just 3 weeks. Their efficiency and support helped me purchase my land at the perfect time."
Calculate Your Project Financing
Use our calculator to estimate your financing options and monthly payments. Get a preliminary idea of what your project funding could look like.
How we finance your project
Emprunte Credit accompanies you at every step of your real estate project, from initial study to completion. Our simple and efficient process guarantees you optimal financing.
Project Analysis
Our advisor studies your situation and needs to define the most suitable financing.
File Preparation
We help you gather all necessary documents to optimize your chances of obtaining financing.
Bank Negotiation
We present your file to our banking partners and negotiate the best conditions for you.
Approval
We select the best offer and accompany you until financing approval.
Project Realization
We stay by your side until notary signing and complete project realization.
Frequently Asked Questions
Find answers to the most common questions about our financing services. If you don't find the answer to your question, don't hesitate to contact our advisors.
To obtain real estate financing, several criteria are taken into account: your debt capacity (generally limited to 35% of your income), your personal contribution (ideally 10% minimum of the project amount), your professional stability, and the quality of the financed property. Our advisors study your personal situation to offer you the most suitable solutions.
While it's possible to obtain financing with a minimal contribution, we generally recommend a contribution of at least 10% of the total project amount. This contribution covers notary fees and part of the purchase price. A larger contribution (20% or more) will allow you to obtain better financing conditions and more advantageous rates.
Our service is completely free for borrowers. Emprunte Credit is compensated by banking institutions in the form of commissions when a loan is set up. This compensation has no impact on the rate you obtain, as we negotiate the best possible conditions for you.
The time to obtain a loan approval generally varies between 15 days and 1 month after your file is complete. This timeline depends on several factors: the complexity of your situation, the responsiveness of banking institutions, and the time of year. Our advisors do everything possible to speed up this process.
Yes, it's possible to refinance your existing real estate loan if current rates are significantly lower than your initial rate (generally a difference of at least 0.7-1%). Emprunte Credit can accompany you in this process by studying the relevance of refinancing and precisely calculating potential savings, taking into account associated fees.
Finance Your Life Projects
Beyond real estate, we offer tailored financing solutions for all of life's important moments and needs.
