Home Improvement Loan
Renovate, expand, or improve your home with our dedicated financing
Discover our home improvement loan
Do you want to renovate your kitchen, convert your attic, install a pool, or carry out energy-saving work? A home improvement loan is the perfect solution to finance all your home improvement projects. With preferential conditions and tax advantages, transform your home according to your wishes.
Everything You Need to Know About Home Improvement Loans
A home improvement loan is specialized financing for all your improvement, renovation, and home expansion projects. Whether you want to modernize your kitchen, insulate your home, or build an extension, this type of loan supports you in transforming your property with advantageous conditions.
What is a Home Improvement Loan?
A home improvement loan is a loan intended to finance improvement, renovation, expansion, or home development work. It is distinguished by its preferential conditions and the possibility of progressive release of funds.
Renovation and Improvement
Finance the renovation of your kitchen, bathroom, thermal insulation, installation of ecological heating, or any other work to improve your home.
Expansion and Extension
Build an extension, convert your attic, install a pool, or expand your home according to your needs and budget.
How to Get a Home Improvement Loan?
1. Project Planning
The first step is to precisely define your work and establish a realistic schedule.
- • Definition of your needs and priorities
- • Evaluation of the current state of your home
- • Research information on standards
- • Approximate calculation of the required budget
- • Planning of the work schedule
2. Obtaining Quotes
Gather several detailed quotes from qualified companies to compare offers.
- • Search for certified RGE companies
- • Request detailed and comparative quotes
- • Verification of references and insurance
- • Negotiation of prices and conditions
- • Selection of the best proposals
3. Financing Application
Submit your financing file with all the necessary documents.
- • Preparation of the complete file
- • Submission of the loan application
- • Study of your repayment capacity
- • Negotiation of loan conditions
- • Acceptance of the financing offer
4. Work Execution
The funds are released progressively according to the progress of the work and the presentation of the invoices.
Simulate Your Home Improvement Loan
Calculate the amount you can borrow and discover your monthly payments to finance your work.
Types of Financed Work
Interior Work
- • Kitchen and bathroom renovation
- • Attic and basement conversion
- • Plumbing and electrical repair
- • Installation of floor and wall coverings
- • Air conditioning installation
Exterior Work
- • Façade renovation
- • Roof and gutter repair
- • Garden and terrace landscaping
- • Pool installation
- • Extension construction
Energy Savings
- • Thermal and acoustic insulation
- • Installation of ecological heating
- • Solar panel installation
- • Window replacement
- • Double flow VMC installation
Comfort and Modernization
- • Home automation installation
- • Compliance with PMR standards
- • Lighting improvement
- • Elevator installation
- • Equipment modernization
Advantages of Home Improvement Loans
Home improvement loans offer many specific advantages adapted to renovation and home improvement projects.
Progressive Release
The funds are released as the work progresses, preventing you from having to advance the entire sum.
Aid and Subsidies
Possible combination with public aid, tax credits, and eco-loans to reduce the cost of your work.
Repayment Flexibility
Possibility to defer the first repayment and adapt the payments to your financial situation.
Quick and simple, your loan request in 3 steps
Feel free to do an online simulation to find out more about the repayment installments that could match your repayment capacity.
Project Evaluation
Define your work with quotes from qualified companies and estimate the required budget.
Financing Application
Submit your file with the quotes and benefit from a personalized study of your project.
Progressive Release
The funds are released as the work progresses upon presentation of the invoices.
Frequently asked questions about home improvement loan
Our guarantees for your home improvement loan
Best rates
Thanks to our network of over 100 banking partners, we negotiate the best market conditions for you.
Expertise
Reliable support and solutions adapted to each project.
Personalized support
A dedicated advisor supports you from A to Z in your financing project.