Mortgage Loan
Realize your property purchase project with the best market conditions
Discover our mortgage loan
Do you want to buy your primary residence, invest in rental property, or acquire a second home? A mortgage loan is your passport to property ownership. With our expertise and network of banking partners, we guarantee you the best financing conditions for your real estate project.
Everything You Need to Know About Mortgage Loans
A mortgage loan is the reference financing for the acquisition of real estate. Whether you want to buy your primary residence, invest in rental property, or acquire a second home, this type of loan offers you the best conditions thanks to the guarantee of the financed property.
What is a Mortgage Loan?
A mortgage loan is a loan intended to finance the purchase, construction, or renovation of real estate. It is distinguished by its advantageous conditions and its repayment term spread over several years.
Primary Residence
For the purchase of your main home, you benefit from the best conditions: preferential rates, cumulative assisted loans, and tax advantages.
How to Get a Mortgage Loan?
1. Project Preparation
The first step is to define your project and evaluate your borrowing capacity.
- • Definition of your budget and needs
- • Evaluation of your borrowing capacity
- • Calculation of your personal contribution
- • Search for your real estate property
- • Signing of the purchase agreement
2. Financing Search
We put our banking partners in competition to get you the best conditions.
- • Analysis of your file by our experts
- • Competitive bidding among over 100 banks
- • Negotiation of optimal conditions
- • Comparison of received offers
- • Selection of the best proposal
3. Negotiation and Acceptance
We negotiate the best conditions for you and support you in accepting the offer.
- • Negotiation of rates and conditions
- • Optimization of borrower insurance
- • Preparation of the complete file
- • Acceptance of the loan offer
- • Planning of the signing
4. Finalization and Signing
The last step is to sign at the notary and finalize your real estate acquisition.
Simulate Your Mortgage Loan
Calculate your borrowing capacity and discover the monthly payments corresponding to your real estate project.
Types of Financed Properties
Residential
- • Primary residence apartment
- • Individual house
- • Second home
- • New or old housing
- • Condominium or townhouse
Rental Investment
- • Rental apartment
- • Income-generating house
- • Student residence
- • Social housing
- • Tourist residence
Commercial
- • Commercial premises
- • Professional office
- • Warehouse or hangar
- • Industrial building
- • Business assets
Construction
- • Buildable land
- • House construction
- • Off-plan purchase (VEFA)
- • Major renovation
- • Extension or enlargement
Quick and simple, your loan request in 3 steps
Feel free to do an online simulation to find out more about the repayment installments that could match your repayment capacity.
Feasibility Study
Analysis of your financial situation and definition of your optimal borrowing capacity.
Search and Negotiation
Competitive bidding among banks and negotiation of the best conditions for your profile.
Finalization and Release
Signing at the notary and release of funds for the realization of your purchase.
Frequently asked questions about mortgage loan
Our guarantees for your mortgage loan
Best rates
Thanks to our network of over 100 banking partners, we negotiate the best market conditions for you.
Expertise
Reliable support and solutions adapted to each project.
Personalized support
A dedicated advisor supports you from A to Z in your financing project.