Personal Loan
Finance all your personal projects with our loan
Discover our personal loan
Are you planning to do some work, buy a computer for your teen, repair your car, or go on a trip? A consumer loan is the ideal solution for all your projects, flexible and adapted to each situation, allowing you to realize them very easily. Here's how it works.
Everything You Need to Know About Personal Loans
A personal loan is the most flexible financing solution for all your personal projects. Whether you want to go on vacation, buy equipment, finance studies, or consolidate your debts, this type of loan offers you total freedom in the use of funds with simple and transparent conditions.
What is a Personal Loan?
A personal loan is an unassigned loan that gives you total freedom in the use of funds. Unlike assigned loans, you do not have to provide any proof of purchase.
Freedom of Use
You are free to use the funds as you wish: vacations, work, equipment purchase, debt consolidation, or any other personal project.
Simplicity and Transparency
Simplified procedure, guaranteed fixed rate, constant monthly payments, and possibility of early repayment without penalty.
How to Get a Personal Loan?
1. Online Simulation
Start by simulating your loan to find out your borrowing capacity and your monthly payments.
- • Use of the online simulator
- • Entry of the desired amount
- • Choice of repayment term
- • Instant calculation of monthly payments
- • Estimation of the total cost of credit
2. Loan Application
Fill out your application file online with your personal and financial information.
- • Personal and professional information
- • Recent proof of income
- • Information on your existing expenses
- • Identity verification
- • Validation of your file
3. Study and Approval
Your file is analyzed quickly by our experts for a rapid decision.
- • Analysis of your repayment capacity
- • Verification of your financial situation
- • Control of your debt ratio
- • Sending the loan offer
4. Release of Funds
Once your contract is signed, the funds are quickly transferred to your bank account.
Simulate Your Personal Loan
Instantly calculate your monthly payments and discover the amount you can borrow according to your budget.
Use Cases for Personal Loans
Lifestyle & Leisure
- • Vacation and travel financing
- • Purchase of sports equipment
- • Leisure and outing financing
- • Purchase of a used vehicle
- • Computer and high-tech equipment
Home & Decoration
- • Decoration and renovation work
- • Purchase of household appliances
- • Furniture and decoration
- • Garden equipment
- • Home improvement
Family & Events
- • Education financing
- • Family events (wedding, birth)
- • Unreimbursed medical expenses
- • Gifts and celebrations
- • Unexpected expenses
Financial Management
- • Debt consolidation
- • Repayment of existing loans
- • Expense smoothing
- • Budget optimization
- • Cash flow management
Advantages of Personal Loans
Personal loans offer many advantages that make them the ideal solution for financing your personal projects.
Total Freedom
No proof of use of funds required. You are free to use the money as you see fit.
Speed of Obtaining
Quick decision within 24 hours and release of funds within 48 hours after acceptance of your file.
Security and Transparency
Guaranteed fixed rate, constant monthly payments, and possibility of early repayment without penalty.
Quick and simple, your loan request in 3 steps
Feel free to do an online simulation to find out more about the repayment installments that could match your repayment capacity.
Online Simulation
Use our simulator to estimate your borrowing capacity and your monthly payments in just a few clicks.
File and Validation
Complete your file online and receive a quick response.
Release of Funds
Once your application is finalized, you quickly receive the funds in your account.
Frequently asked questions about personal loan
Our guarantees for your personal loan
Best rates
Thanks to our network of over 100 banking partners, we negotiate the best market conditions for you.
Expertise
Reliable support and solutions adapted to each project.
Personalized support
A dedicated advisor supports you from A to Z in your financing project.