Auto Loan

Finance the purchase of your new or used vehicle with the best terms

Simulate your auto loan

1,000€3,000,000€
12 months120 months

Summary of your simulation

28 000 €
(Borrowed capital)
+
2 436 €
(Interest)
=
30 436 €
(Total amount due)

At Emprunte Crédit, you have no application fees when you apply for a loan.

Discover our auto loan

Dreaming of a new car, a utility vehicle for your business, or looking to replace your old vehicle? An auto loan is the ideal solution to finance the purchase of your new or used vehicle. Flexible and tailored to the automotive market, it allows you to quickly drive away in the vehicle of your dreams.

Voiture moderne avec clés

Everything You Need to Know About Auto Loans

An auto loan is financing specifically designed for the purchase of vehicles. It allows you to acquire the car of your dreams while preserving your cash flow for other projects. Discover how this type of loan works and its advantages.

What is an Auto Loan?

An auto loan is a loan specifically assigned to the purchase of a vehicle. It differs from a personal loan with often more advantageous conditions and a simplified procedure.

New Vehicle Financing

For the purchase of a new vehicle, the auto loan offers preferential rates and can cover up to 100% of the purchase price, including fees and options.

Used Vehicle Financing

Used vehicles can also be financed, generally up to 8 years old, with conditions adapted to their residual value.

How to Get an Auto Loan?

1. Vehicle Selection

The first step is to choose your vehicle from a dealer or private seller.

  • Visit dealerships or sales websites
  • Compare models and prices
  • Negotiate the purchase price
  • Get a detailed quote

2. Financing Application

Once the vehicle is chosen, you can apply for an auto loan.

  • Fill out the online form
  • Attach the required documents
  • Indicate the desired amount
  • Choose the repayment term

3. Study and Approval

Your file is reviewed by our financial experts.

  • Verification of your repayment capacity
  • Analysis of your financial situation
  • Validation of the provided documents
  • Decision within 24 hours on average

4. Release and Delivery

Once approved, the funds are released directly to the seller and you can pick up your vehicle.

Simulate Your Auto Loan

Calculate your monthly payments in just a few clicks and find the offer that suits your budget.

Types of Financed Vehicles

New Vehicles

  • Passenger cars
  • Utility vehicles
  • Motorcycles and scooters
  • Motorhomes
  • Electric vehicles

Used Vehicles

  • Vehicles less than 8 years old
  • Verified mileage
  • Recent technical inspection
  • Maintenance history
  • Manufacturer's warranty

Ready for Your Next Vehicle?

Get a response in principle in less than 24 hours and finance your vehicle under the best conditions.

Quick and simple, your loan request in 3 steps

Feel free to do an online simulation to find out more about the repayment installments that could match your repayment capacity.

1

Vehicle Selection

Select your vehicle from a dealer or private seller and get a quote.

2

Financing Application

Apply online with the vehicle documents and receive a quick response.

3

Release and Delivery

After approval, the funds are released directly to the seller and you receive your vehicle.

Frequently asked questions about auto loan

Our guarantees for your auto loan

Best rates

Thanks to our network of over 100 banking partners, we negotiate the best market conditions for you.

Expertise

Reliable support and solutions adapted to each project.

Personalized support

A dedicated advisor supports you from A to Z in your financing project.