Consumer Loan
Finance your purchases and consumer projects with flexibility
Discover our consumer loan
Do you want to buy household appliances, furniture, high-tech equipment, or finance leisure activities? A consumer loan allows you to finance all your purchase and everyday consumption projects. A flexible and tailored solution, it helps you spread your expenses over time while preserving your monthly budget.
Everything You Need to Know About Consumer Loans
A consumer loan is flexible financing that allows you to acquire goods and services without impacting your monthly budget. Whether for household appliances, furniture, high-tech equipment, or any other purchase, this type of loan adapts to your everyday consumption needs.
What is a Consumer Loan?
A consumer loan is a loan intended to finance the purchase of consumer goods and services. It is distinguished by its simplicity and speed of obtaining.
Assigned Loan
An assigned loan is linked to a specific purchase. The funds are paid directly to the seller, which can offer more advantageous conditions.
Unassigned Loan
An unassigned loan gives you total freedom in the use of funds. You do not have to justify your purchases and can use the money as you see fit.
How to Get a Consumer Loan?
1. File Preparation
Before applying, gather all the necessary documents.
- • Valid ID
- • Recent proof of income
- • Proof of address
- • Quote or invoice (for assigned loan)
2. Online Application
Fill out your loan application in a few minutes.
- • Enter your personal information
- • Indicate the desired amount
- • Choose the repayment term
- • Attach the required documents
- • Validate your application
3. Study and Approval
Your file is analyzed by our financial experts.
- • Verification of your repayment capacity
- • Analysis of your financial situation
- • Validation of the provided documents
- • Sending the loan offer
4. Release of Funds
Once your contract is signed, the funds are released according to the type of loan chosen: directly to your account for an unassigned loan, or to the seller for an assigned loan.
Simulate Your Consumer Loan
Instantly calculate your monthly payments and discover the terms that match your budget.
Financed Purchase Categories
Electronics & High-Tech
- • Smartphones and tablets
- • Computers and accessories
- • TVs and home cinema
- • Connected household appliances
- • Cameras and video equipment
Home & Decoration
- • Furniture and decoration
- • Classic household appliances
- • DIY equipment
- • Household linens
- • Kitchen equipment
Lifestyle & Well-being
- • Clothing and accessories
- • Sports equipment
- • Travel and leisure
- • Beauty and well-being
- • Gifts and events
Services & Training
- • Health expenses
- • Training and education
- • Home services
- • Subscriptions and services
- • Unexpected expenses
Quick and simple, your loan request in 3 steps
Feel free to do an online simulation to find out more about the repayment installments that could match your repayment capacity.
Online Application
Fill out your application online in a few minutes with your personal information.
Study and Validation
Your file is reviewed quickly and you receive a response within 24 hours.
Effective Release
After acceptance, the funds are transferred to your bank account.
Frequently asked questions about consumer loan
Our guarantees for your consumer loan
Best rates
Thanks to our network of over 100 banking partners, we negotiate the best market conditions for you.
Expertise
Reliable support and solutions adapted to each project.
Personalized support
A dedicated advisor supports you from A to Z in your financing project.